Fees & How We Work
Clear, Transparent Fees. Ongoing Support You Can Rely On.
At money4dentists, we believe the best financial advice is built on long-term relationships - not one-off transactions. Your financial life, tax rules and the NHS Pension all change over time, so your plan should evolve too.
Our fees are clear, fair and agreed with you in advance. You’ll always know what you’re paying for, with no surprises.
How our fees work
Initial Advice & Implementation
When you first engage us, we carry out a detailed review of your situation, create recommendations and, if you choose, implement them on your behalf. There is an initial charge for this work, which we explain and agree in writing before starting.
Ongoing Advice & Reviews
Most dentists prefer ongoing support so their financial plan stays up to date. We provide annual reviews, regular check-ins and on-tap advice for an ongoing fee. This ensures you always have an expert to turn to as your circumstances evolve.
The M4D Client Plan
Our flagship ongoing service bundles many of these elements into a single annual fee. It includes NHS Pension analysis, cashflow forecasting, protection reviews and discounted fees on additional advice. This is a simple way to access year-round support with no surprises.
What you get for your fee
- Specialist expertise in dentistry – deep understanding of NHS Pension, practice finance and dentist-specific challenges
- Independent, impartial advice – we’re not tied to any one provider
- Clear written recommendations – tailored to your goals
- Implementation support – we do the paperwork and liaise with providers on your behalf
- Ongoing review and guidance – so your plan stays on track as life changes
Our promise to you
- All fees explained before you sign anything
- A written client agreement detailing services and costs
- No hidden charges, no surprises
- Proactive, ongoing support from your adviser

Contact us
Let’s Talk About Your Future
Whether you’re newly qualified or planning retirement, we’re here to help. Get in touch for an initial no-obligation conversation.
We’ll listen, understand your situation, and explain how we can help you build a stronger financial future.
- 01234 567890
- hello@money4dentists.co.uk
